SAVINGS VAULT

A home for your idle cash.

Funds sitting in your account don’t have to sit still. Move them into Savings Vault, earn daily — and keep full access, anytime.

Get My Interest Now
No lock-up on Flexible · Cancel anytime
HOW IT WORKS

Three steps. No paperwork.

STEP 01 · IDLE CASH

Sitting in your account, doing nothing.

Funds parked in your trading account earn nothing on their own — until you move them in.

STEP 02 · VAULT

Move it in. Secure, aggregated, earning daily.

One transfer moves your idle balance into Savings Vault, where it starts earning from the next nightly update.

STEP 03 · USE ANYTIME

1-tap withdraw, back to your wallet, 24/7.

Flexible funds move back to your wallet instantly — no lock-up, no forms, no waiting.

TWO WAYS TO SAVE

Stay flexible, or lock in a rate.

Hold both at once, and shift between them as your plans change.

Earn daily. Move anytime.

Interest calculated daily, credited every morning

Move funds in or out instantly — no lock-up, no fees

Daily check-in streaks build your saving habit

Built-in calculator to estimate your earnings

Your rate, by tierPromo + balance tiers

The 7-day 50% promo rate is available one time only and is capped at $300. After the promo, your Flexible balance tier sets the applicable rate.

PROMO7 days · One time only · Capped at $30050% APY
T1$100 – $3008% APY
T2$301 – $1,0001.95% APY
T3$1,001 – $10,0001.65% APY
T4$10,001 +1.25% APY

Promo once. Then earn by tier. Live eligibility, terms, and rates appear in Savings Vault.

THE DIFFERENCE

Your rate grows with your habits,
not just your balance.

Rates are tiered by balance, and staying active on your trading account helps keep you on your best rate.

Gold and silver percentage sculpture on stacked coins
GOOD TO KNOW

Frequently asked

Savings Vault is not a bank deposit or an investment product. Interest rates are tiered, variable, and may change at any time; rates shown in the app reflect what applies as of that day.